AOCSAVERS is a personal finance platform that helps you to boost your personal finance; with our system, we walk you through programs that will make you to be a disciplined money saver and enlighten you on how to multiply the money saved through dependable investment platforms/opportunities. Our singular goal is to help you achieve your personal finance goals by encouraging an intentional and consistent money saving habits through daily, weekly or monthly contributions. We also provide you tools that enables you to take charge of your personal finance. AOCSAVERS currently grants loans. Yes, we do offer interest free loans which requires some prerequisites before you can access it to our users.
You can create as many saving plans as you wish; daily, weekly, monthly, bi weekly, bi monthly etc.
There is no particular limit. For as long as you wish, your saving is secured with us.
We don't invest your money, we only help you keep it for the time being as requested by you but we render business and investment advise on how to best multiply the money saved.
You will choose the package you want to save.
You will select the time limit for it.
Once you select the package, your month of the collection will then be allocated to you for payment of your total savings as chosen by you.
Your month of collection is the month when you want to collect your total savings. You will select it yourself on the personal savings package and based on the group savings, batches will be opened and slots filled per time.
Yes, we do withdrawal every January 5, April 10, August 15 and Dec 20, you can use these free withdrawal dates every year and it’s free. You can as well set your own FREE withdrawal day.
Yes, you can, just go to the withdraw page and enter how much you want to withdraw.
You need to have login to your account, then, click on “menu”, click on the “withdraw” then fill the options therein.
The minimum amount you can’t withdraw from your aocsavers account is N1000 and there is no maximum. You can withdraw all of your funds whenever you feel like and fixed free withdrawal dates still apply.
For monthly contributions, the payment period is 24th-5th of every month. But, if your payment is likely to come in late due to reasons beyond your control, please send us a mail at least 24 hours to pay period.
Regarding the personal savings, you can make payment every day and/or as you wanted.
You can start your saving plans with as low as;₦50 - ₦25,000 daily package
You must be a valid user
A recent passport photographs.
Provide a valid proof of identification.
Also, you will also need a valid work identification card/business card.
A recent signed bank statement (Corporate and/or Personal) within the last 6 months and stamped by the bank.
A recent utility bill within the last 3 months (business and/or home).
If you’ve met with the above-mentioned requirements, you should apply for your aocsavers loan.
Aocsavers loan is strictly for Business and Business Growth for Aocsavers. There is a limit of N10,000 for the first time for the person that is borrowing the money.
However, the more you payback, the more likely this limit will be extended. This also means, the bigger loan you can get the next time you apply.
The more you ask for loan and payback on time, the higher the ladder you would be (compared to others). It also means, the more likely you would get a bigger loan the next time you apply.
How to apply for Aocsavers loan
Visit the Aocsavers website and use the Aocsavers loan calculator. Choose the amount you wish to borrow as well as the time range that you wish to pay back.
Aocsavers interest rates varies for every individual. Aocsavers charge a 10% interest rate for amount below 100,000 for 4 months and 5% interest rate for amount above 100,000 for 4 months. This means that if you ask for N10,000 you would pay back N14,000 in 4 months with 10% application/activation fee inclusive.
The more loan you collect and payback, the lower your interest rate will become.
However, after paying back your current loan, you can immediately request for another one.
If you can’t pay back your loan due to a delay in salary or income, kindly call the Aocsavers customer care number at 0703 479 5929 before your due date. Make sure you inform us of your situation.
You can make payment to the accounts below:
Bank: Zenith Bank
Name: AOC GLOBAL MULTIVENTURES
Account Number: 1014938574
NOTE: IF YOU APPLIED FOR N10,000 WITHIN 4 MONTHS AND PAY BACK WITHIN 1 MONTH, YOU WILL STILL PAY BACK N11,000 BUT THE MORE YOU PAY BACK, THE FASTER YOU CLIMB THE LADDER TO GET HIGHER LOAN WITH AOCSAVERS AND AT YOUR FIRST TIME OF GETTING LOAN FROM US, IT STARTS WITH N10,000 AND YOU MUST BE A VALID USER. WHO IS A VALID USER? A valid user is one who has successfully saved at least N5,000 on their group/personal savings.
Furthermore, you should send evidence of payment to our support on WhatsApp via 0802 812 7275 immediately after payment, 72 hours before your due date. You can also payback BEFORE your due date. If you miss your payment due date, Aocsavers will add 1% on instalment amount for each day of default. Furthermore, Aocsavers will also add other penalties if your due date passes 30 days. Aocsavers would probably report you to your employer and also report you to Credit Bureau therefore, you will not be able to receive money from other companies and we will probably pursue a legal case against you. Is this trouble worth it? Aocsavers won’t let you re-schedule the duration of your loan terms. As a result, ensure you are very comfortable with the terms the very first time. If your loan application is rejected. You are free to re-apply in the future.
Furthermore, you can’t make partial payments. If you are borrowing for the first time, you will probably get a loan of N10,000 or less. Finally, the more you borrow and payback, the more you are likely to get a higher loan.
We are well secured. Your security is our first priority. Your card details are safe with PICDSS-compliant payment processor, PAYSTACK to handle your card details, your card details are never stored with AOCSAVERS
AOCSAVERS is a subsidiary of AOC GLOBAL MULTIVENTURES.
AOC GLOBAL MULTIVENTURES is fully registered with Corporate Affairs Commission (CAC)
AOCSAVERS is run by professionals with vast and aggregate domain experience. You’re rest assured your savings are in safe hands. Read more about our team
You can reach out to us via firstname.lastname@example.org or call 0703 479 5929 (Mon-Fri from 9am-5pm), or WhatsApp on 0802 812 7275, it will be a pleasure to connect with you.